The Whitsdom Press

Category: business

  • Unlock Funding: Best Business Grants for Entrepreneurs 2025

    Finding small business grants can be a game-changer for entrepreneurs looking to grow, launch, or recover without taking on debt. With many programs operating on quarterly or annual cycles, now is the perfect time to secure capital before the new year.

    We’ve broken down some of the most accessible grants and financial programs currently open, focusing on those with crucial deadlines in November 2025, December 2025, and early 2026.

    I. Grants with Hard Deadlines This Quarter (Nov/Dec 2025)

    These opportunities close soon, making them a top priority for your funding application list.

    1. Intuit QuickBooks x Mailchimp Small Business Hero Program

    • Grant Amount: $20,000
    • Deadline: November 14, 2025
    • What It Is: This program awards three winners each quarter who demonstrate courage, perseverance, and integrity in running their business. It is focused on recognizing and rewarding small business heroes in their community.
    • How to Apply: Nominations can be submitted by anyone who knows a deserving business owner (including self-nomination).

    2. Skip $10,000 Growth Grant 2

    • Grant Amount: $10,000 (plus five $500 Skip Credit prizes)
    • Deadline: November 18, 2025 (11:59 p.m. ET)
    • Eligibility: Open to U.S.-based entrepreneurs and small business owners who are active or trialing Skip Plus members. Applicants must demonstrate readiness by having foundational essentials like a business plan and a website.

    3. Secretsos™ Small Business Grant

    • Grant Amount: $2,500
    • Deadline: December 31, 2025 (11:59 p.m. CST)
    • What It Is: Designed to help entrepreneurs overcome challenges and accelerate growth, this grant specifically supports business owners often overlooked by traditional funding sources. Funds can be used at the recipient’s full discretion.
    • Eligibility: Must be at least 21 years old and operate in an eligible U.S. state.

    4. Start.Pivot.Grow. Micro Grant

    • Grant Amount: $2,500
    • Deadline: December 31, 2025
    • What It Is: This micro grant provides essential, non-dilutive funding for small business expenses like rent or basic operations.

    II. Grants for Diversity and Specialized Fields

    These programs focus on specific demographics or industries, often leading to less competition.

    5. AAUW Career Development Grants

    • Grant Amount: Up to $8,000
    • Deadline: December 31, 2025
    • Eligibility: These grants are specifically for women pursuing career advancement in Science, Technology, Engineering, and Math (STEM). The funding supports accredited certificate, credential, or training programs that lead to clear career advancement or industry-recognized certification.

    6. America’s Seed Fund (National Science Foundation)

    • Opportunity: Early-stage funding (Equity-free grant money)
    • Current Application Round: Open through January 6, 2026 (6:00 p.m. ET)
    • What It Is: This is one of the most powerful government-backed funding sources. The program provides non-dilutive funds for startups working on high-impact research and development (R&D). Applications are accepted quarterly.

    7. U.S. National Institutes of Health (NIH) Grants

    • Deadlines: Ongoing through 2026 and beyond
    • Eligibility: These grants are strictly reserved for small businesses engaged in the development and research of biomedical technology, including COVID-19 related research.

    III. Ongoing and Monthly Funding Programs

    If you miss a hard deadline, these programs accept applications on a rolling or frequent basis, providing continuous opportunities for business financing.

    8. Amber Grant Foundation

    • Grant Amounts: $10,000 monthly grant, plus three $25,000 annual grants.
    • Application Cycle: Monthly
    • Eligibility: Created by WomensNet, this foundation provides financial support with the simple goal of supporting women entrepreneurs. Eligible applications remain active for the duration of the year.

    9. The Freed Fellowship Grant

    • Grant Amount: $500 monthly grant
    • Application Cycle: Monthly
    • What It Is: U.S.-based small business owners can apply for this grant, which also provides business feedback and a free membership to the Freed Studio community. Monthly recipients are automatically eligible for an end-of-year $2,500 grant.

    10. Work Opportunity Tax Credit (WOTC)

    • Benefit: Federal Tax Credit (not a direct grant)
    • Program Status: Valid for wages paid through December 31, 2025
    • What It Is: This valuable federal tax credit encourages companies to hire employees from groups who have historically faced significant barriers to employment. If you plan to hire before the end of 2025, this can save your business thousands of dollars in federal taxes.

    Next Steps for Your Business

    Finding the right grant requires research and persistence. Make sure your business documents (business plan, financial statements, and a compelling pitch) are ready.

    For the most comprehensive list of federal funding opportunities, always start your search at Grants.gov.

  • 8 High-Earning Licenses You Can Start Now

    In today’s economy, you don’t need a huge investment or a lengthy degree to launch a profitable business. Many high-demand services require a simple license or certification, allowing you to start fast and earn big, often working from home.

    Here are eight licenses and certifications with low start-up costs and massive earning potential, broken down by cost, income, and how to get started.

    1. Notary & Loan Signing Agent 🖊️

    Want a flexible side hustle that pays well per hour? Becoming a Notary Public and a certified Loan Signing Agent is a fantastic option.

    • 📍 Start-Up Cost: $100–$300
    • 💰 Earning Potential: $75–$200 per signing
    • 💡 Why It’s Popular: You can work from home, partner with real estate agents and title companies, and notarize documents locally.
    • 🚀 How to Start:
      • Apply via your Secretary of State website.
      • Get bonded and secure Errors & Omissions (E&O) insurance.
      • Join specialized platforms like SigningOrder.com or NotaryDash to get assignments.

    2. Tax Preparer / Bookkeeping 📊

    Tap into the lucrative, seasonal demand for financial expertise. This license is easily scalable and provides excellent income during tax season.

    • 📍 Start-Up Cost: $300–$600
    • 💰 Earning Potential: $10K–$100K+ per tax season
    • 💡 Why It’s Popular: The work is seasonal but high-income and easily scalable by serving virtual clients across the country.
    • 🚀 How to Start:
      • Apply for an IRS PTIN (Preparer Tax Identification Number) and EFIN (Electronic Filing Identification Number).
      • Get training via the IRS or organizations like NATP (National Association of Tax Professionals).
      • Use professional software like TaxSlayer or Drake.

    3. Freight Dispatcher 🚚

    Become the remote traffic controller for the trucking industry. This business allows you to manage logistics without ever owning a truck.

    • 📍 Start-Up Cost: $300–$700
    • 💰 Earning Potential: $1K–$5K/week
    • 💡 Why It’s Popular: You can work remotely, managing loads for small trucking companies and owner-operators.
    • 🚀 How to Start:
      • Get an EIN and set up an LLC for your business.
      • Create professional contracts and carrier packets.
      • Use industry load boards like DAT or Truckstop to find work.

    4. General Contractor 🏗️

    For those with construction experience, a General Contractor license is the key to managing high-value construction and remodeling projects.

    • 📍 Start-Up Cost: $500–$1,500
    • 💰 Earning Potential: $100K–$500K+ yearly
    • 💡 Why It’s Popular: It allows you to manage construction projects, remodel homes, and partner directly with developers for major work.
    • 🚀 How to Start:
      • Apply through your state licensing board.
      • Show proof of insurance and experience.
      • Build a reliable network of subcontractors (electricians, plumbers, etc.).

    5. Grant Writer Certification 📝

    Nonprofits, charities, and small businesses constantly need funding, creating a steady, high-paying demand for skilled grant writers.

    • 📍 Start-Up Cost: $100–$300 (for an online certification)
    • 💰 Earning Potential: $500–$5K per client/proposal
    • 💡 Why It’s Popular: You fill a constant need: helping organizations secure funds from foundations and government sources.
    • 🚀 How to Start:
      • Take a certified course (e.g., on Udemy, Coursera, or GrantStation).
      • Build a portfolio of strong proposal samples.
      • Pitch your services on platforms like Fiverr or LinkedIn.

    6. Business Formation / Credit Consulting 🤝

    Everyone wants to build a successful business or repair their credit. This niche allows you to sell valuable, done-for-you packages and mentorships.

    • 📍 Start-Up Cost: $200–$500
    • 💰 Earning Potential: $3K–$10K/month
    • 💡 Why It’s Popular: You can offer “done-for-you” packages for setting up LLCs or improving credit scores—services almost every entrepreneur needs.
    • 🚀 How to Start:
      • Register your business as a consulting firm.
      • Get certified (optional but helpful) via organizations like NACSO or CCA.
      • Offer and schedule your services through platforms like Shopify or Calendly.

    7. Life & Health Insurance Agent 🛡️

    A license that builds long-term wealth through residual income, allowing you to sell essential policies and build a sales team.

    • 📍 Start-Up Cost: $200–$500
    • 💰 Earning Potential: $50K–$250K+ yearly (commissions + renewals)
    • 💡 Why It’s Popular: It allows you to sell crucial policies, build teams, and earn passive income through policy renewals.
    • 🚀 How to Start:
      • Take your state-approved pre-licensing course.
      • Pass your state exam to get licensed.
      • Partner with established companies like Primerica, PHP, or State Farm.

    8. Real Estate Agent 🏡

    Real estate is a classic path to wealth, offering high commissions and opportunities for passive investment.

    • 📍 Start-Up Cost: $400–$1,000 (classes + exam fees)
    • 💰 Earning Potential: $50K–$250K+ yearly
    • 💡 Why It’s Popular: Real estate remains one of the fastest ways to build generational wealth through commissions, wholesaling, and investments.
    • 🚀 How to Start:
      • Take your state’s pre-licensing course.
      • Pass the state exam.
      • Join a reputable brokerage to begin working.

    I personally wanted to add these next two below because these are what I am aspiring and pursuing:

    9. Cybersecurity Certification (e.g., CompTIA Security+, CEH) 🔒

    As cyber threats constantly evolve, certified professionals who can protect systems and data are in massive demand across every industry.

    • 📍 Start-Up Cost: $390–$1,200 (Exam/Training for a foundational certification)
    • 💰 Earning Potential: $95K–$135K+ yearly (Salaried roles or consulting fees)
    • 💡 Why It’s Popular: The job market is skyrocketing (35% growth projected), and you can choose a specialization like ethical hacking, penetration testing, or governance.
    • 🚀 How to Start:
      • Build a foundation in networking and IT fundamentals (e.g., CompTIA A+ or Network+).
      • Choose a certification like CompTIA Security+ for entry-level skills or Certified Ethical Hacker (CEH) for offensive security.
      • Enroll in an authorized training course or bootcamp to prepare for the exam.

    10. IT Consulting Business 💻

    If you have expertise in a specific area like cloud migration (Azure/AWS), network design, or enterprise software, you can launch a highly profitable consulting practice.

    • 📍 Start-Up Cost: $500–$3,000 (Insurance, registration, software, certifications)
    • 💰 Earning Potential: $100K–$300K+ yearly (Project fees)
    • 💡 Why It’s Popular: You leverage your existing high-value technical skills to work with multiple clients, setting your own rates and enjoying maximum flexibility.
    • 🚀 How to Start:
      • Define a niche (e.g., small business IT support, cloud security, specific CRM implementation).
      • Register your business (LLC) and obtain professional liability insurance.
      • Enhance credibility with relevant certifications (e.g., CISSP, CCNA, or Microsoft/AWS cloud certs).

    Source: Kris Owens of Freedom Bridge Consulting

  • $400,000+ in Grants for Black Entrepreneurs

    The entrepreneurial spirit of the Black community is undeniable, but the funding gap remains a significant challenge. When you hear about “$400,000 in funding opportunities” for Black-owned businesses, it’s not a myth—it’s a reflection of multiple organizations deploying capital to foster economic equity.

    This article cuts through the noise. Below, I compiled a spreadsheet of top grants and financial resources specifically targeting Black entrepreneurs and small business owners. These are the key opportunities you need to track, apply for, and win to get your share of the capital pool.

    The Black Entrepreneur Grant Spreadsheet (Free Capital)

    The grants listed below offer free capital that you do not have to pay back. They represent a mix of corporate, non-profit, and foundation funding streams. Note: Eligibility and application deadlines are subject to change, always check the official source links.

    Grant ProgramGrant Amount (Typical)Focus/EligibilityKey Benefit
    NAACP Powershift Entrepreneur Grant$25,000Open to rising and established Black entrepreneurs nationwide.Large, one-time cash infusion plus mentorship opportunities.
    The Fifteen Percent Pledge GrantsVaries ($15,000 to $200,000+)Provided to select Black-owned businesses at their annual fundraising gala.Substantial funding often tied to high-profile advocacy.
    HerRise Microgrant$1,000 (Monthly)Specifically for women of color entrepreneurs who are creating innovative solutions.Consistent, accessible monthly opportunity for micro-funding.
    Wish Local Empowerment Program$500 – $2,000Black-owned brick-and-mortar businesses with 20 or fewer employees and under $1M in revenue.Supports physical retail locations and neighborhood businesses.
    The Freed Fellowship Grant$500 (Monthly) + $2,500 year-end awardEntrepreneurs of color or women business owners.Comes with valuable free business mentorship and multiple award levels.
    Black Ambition PrizeUp to $1 Million (Grand Prize)High-growth companies and tech/innovative startups founded by Black and Hispanic entrepreneurs.Massive capital for scalable ventures, including accelerator support.
    Black Girl Ventures (BGV) Pitch CompetitionVaries (Seed Funding)Black and Brown women-identifying founders.Crowd-sourced funding and access to a powerful network of investors and mentors.
    Coalition to Back Black Businesses (CBBB)$5,000 (Seasonal) + $25,000 (Enhancement Grants)Supported small businesses as part of a multi-year initiative (check for renewal status).Focused on long-term growth and post-pandemic recovery.
    FedEx Small Business Grant ContestUp to $50,000Open to U.S.-based small businesses, regardless of minority status (Black-owned businesses are highly encouraged to apply).High-value, general competition for significant business growth.

    Grants Currently Seeking Applicants

    While grants are fantastic because they’re free, a comprehensive funding strategy should also include high-impact loan and contracting programs:

    Resource ProgramDeadlinePurpose & Focus
    Braze – Tech for an Equitable FutureJanuary 16, 2026The product grant program offers 12 months of free access to the Braze customer engagement platform and supporting services, giving startups the tools they need to build stronger relationships with their customers, drive revenue, and accelerate growth.
    The Well Work x Justworks – Just Thrive ProgramRollingUp to $6,000 to existing businesses that have:
    ✔️ at least 50% ownership by historically excluded founder(s),
    ✔️ a new or existing Justworks customer
    ✔️ & 2 W-2 employees,
    Black Girl Ventures (BGV)  Pitch CompetitionOctober 31, 2025 LA Pitch Competition – up to $30k in pitch prizes for underresourced founders
    Slauson & Co. | Friends & Family 2026 CohortNovember 2, 2025$300K funding for 6% via SAFE plus startup discounts/perks
    6 month program: in-person program kickoff in Los Angeles with a combination of weekly virtual sessions and company building sprints.
    Intuit QuickBooks x Intuit Mailchimp | Small Business Hero ProgramNovember 15, 2025Up to $20k for the growth of SMBs that have shown courage and integrity. 

    Beyond the Grant: Essential Funding Resources

    While grants are fantastic because they’re free, a comprehensive funding strategy should also include high-impact loan and contracting programs:

    Resource ProgramProgram TypePurpose & Focus
    SBA 8(a) Business Development ProgramGovernment Contracting & CertificationHelps socially and economically disadvantaged businesses (including many Black-owned firms) compete for set-aside federal contracts. This provides predictable, large-scale revenue.
    Community Development Financial Institutions (CDFIs)Tailored Loans & FinancingSpecialized lenders that offer flexible, fair-rate loans, often with lower barriers to entry than traditional banks, to businesses in underserved communities.
    Minority Business Development Agency (MBDA)Business Center SupportProvides technical assistance, strategic consulting, and help connecting with capital and contract opportunities. It’s a key federal resource.

    Your Action Plan: How to Prepare to Apply

    The most successful applicants aren’t just lucky; they are prepared. Use this checklist before submitting any application:

    • Financial Documents Ready: Have your Profit & Loss statements, balance sheets, and tax returns for the last one to two years organized and easily accessible.
    • The Problem/Solution Statement: Clearly and concisely articulate the problem your business solves, and how your unique product or service addresses it better than the competition.
    • A Clear Budget: Know exactly how you will spend the grant money (e.g., “The $25,000 will be split: $15,000 for a new packaging machine and $10,000 for a three-month digital marketing campaign”). Funders want to see a clear return on their investment in you.
    • Professional Presence: Ensure your website, social media profiles, and any required pitch decks are professional, up-to-date, and consistently tell your brand story.

    The journey to securing capital can be challenging, but the resources are increasing. By staying organized and focusing on the opportunities listed above, you position your Black-owned business for massive growth and long-term success. And let’s be clear, I’M APPLYING TOO!

  • August 2025 Business & Nonprofit Grants

    Hello, Lady Entrepreneurs!

    Are you ready to take your business to the next level? Finding the right support can make all the difference, and this list is your launchpad for success.

    Below, you’ll find a curated collection of incredible grants, accelerator programs, competitions, and free resources designed to help your venture grow. Whether you’re a startup with a bold new idea, a nonprofit making an impact, or a small business looking to scale, there’s an opportunity here for you.

    As you look through the list, pay close attention to the application deadlines—many are just around the corner! Take a moment to find the programs that best fit your mission and goals. And thanks to the Bank of America Institute for Women’s Entrepreneurship at Cornell University for sharing these resources!

    Here’s to finding the perfect boost for your business!

    🌎 GLOBAL OPPORTUNITIES

    🌍 AFRICA-SPECIFIC OPPORTUNITIES

    🇨🇦 CANADA-SPECIFIC OPPORTUNITIES

    🇬🇧 UNITED KINGDOM/IRELAND SPECIFIC OPPORTUNITIES

    • ACORNS: A program for women starting businesses in rural Ireland. Applications are open until September 22.
    • Innovate UK KTN: A website where you can search for government grants available in the UK for all types of businesses.

    🇺🇸 UNITED STATES-SPECIFIC OPPORTUNITIES

  • July 2025 Funding Opportunities and Business Resources

    Check out these business funding opportunities and resources for small business owners and entrepreneurs like yourself!

    Name of Grant/OpportunityAbout the Grant/OpportunityAward Amount of Grant/OpportunityMore Information/
    Where to Apply
    American Express Leadership AcademyThe Academy is for people in the non-profit sector who are intentionally striving to be better equipped to respond adaptively to challenges, and to keep going in the face of adversity.N/Ahttps://commonpurpose.org/american-express-leadership-academy
    Awesome FoundationFoundation distributes $1,000 grants, no strings attached, to projects and their creators. At each fully autonomous chapter, the money is pooled together from the coffers of ten or so self-organizing “micro-trustees”. Awarded monthly$1,000https://www.awesomefoundation.org/en
    AWS Generative AI Accelerator ProgramA global 8-week hybrid program supporting generative and agentic AI startups to prove what’s possible.  Funding up to $1MM in AWS credits.N/Ahttps://aws.amazon.com/startups/programs/generative-ai
    Etsy Disaster Relief FundSellers will be eligible for a grant if they experienced a federally declared natural disaster within the past year, have been an active seller on Etsy for at least one year, and their Etsy account is in good standing. Grants for $2,500$2,500https://advocacy.etsy.com/etsy-emergency-relief-fund-at-cerf/
    Savvy FellowshipSavvy is a 12-week virtual Fellowship program for young professionals seeking to be part of the new generation of impact entrepreneurs. Applicants should be 40 or youngerN/Ahttps://savvyfellows.com/team/
    Streets Global AwardAre you a mission-driven business, non-profit, or NGO that is making a difference in the world through hospitality or tourism? The STREETS Global Awards offers you a platform to be recognized for your social impact, innovation, and dedication to sustainability.
    If your organization is in the first 1–5 years of operation and is focused on creating positive change, this award is for you. Funding of $10,000    		$10,000https://www.streetsinternational.org/global-awards
    Techstars AcceleratorsTechstars accelerators have one goal: to help entrepreneurs succeed. During each three-month program, they surround companies (companies should be based in North American time zones) with the best mentors and an unrivaled network of corporate partners, investors, and alumni. Companies can receive $20K for 6% of company. Various locations and due datesN/Ahttps://www.techstars.com/accelerators/
    Amazon’s Black Business AcceleratorDedicated to helping build sustainable equity and growth for Black entrepreneurs by enabling their success as sellers. Grow your business with access to financial support, strategic business guidance and mentorship, and marketing and promotional support.N/Ahttps://sell.amazon.com/programs/black-business-accelerator
    Bank of America’s Business Education Center for EntrepreneursVisit Bank of America’s Small Business Education site for access to free webinars on Accessing Capital, Building Business Credit and moreN/Ahttps://go.bofa.com/BusinessEducationCenter
    Clever Girl FinanceClever Girl Finance is one of the largest personal finance media/education platforms for women in the U.S. and has consistently been voted one of the best finance websites for women by the Plutus Awards celebrating excellence in financial media.
    The site offers free resources including personal finance courses, one-on-one mentor calls, articles, audio, and video content, an incredibly supportive community, and more.    		N/Ahttps://www.clevergirlfinance.com/#
    digitalundivided Do You FellowshipThe Do You Fellowship is a specialized, comprehensive, and interactive seven-week program designed to empower a cohort of 10 entrepreneurs with the essential skills, knowledge, and mentorship needed to grow and scale their businesses.
    The program offers a flexible yet robust educational environment tailored to address the unique challenges faced by founders in entrepreneurship. Business should be tech-based or innovatively incorporate technology in the business model, products, or services. Should be post-revenue stage with a minimum annual revenue of $250,000 or have raised at least $150,000 in funding. Apply by 7/20/2025    		N/Ahttps://digitalundivided.com/fellowship
    EmpowerHer Grant – Boundless Futures FoundationThe Boundless Futures Foundation awards grants to U.S.-based female entrepreneurs and nonprofits that support female entrepreneurship. The EmpowHer Grant offers entrepreneurs up to $25,000, with funds provided as reimbursements for business expenses upon proof of payment. EmpowHer Grant applications are accepted on a rolling basisup to $25,000https://boundlessfutures.org/our-impact
    Enthuse Foundation Catalyst Grant for Women-Owned Food & Beverage BrandsEnthuse Foundation Catalyst Grant for Women-Owned Food & Beverage Brands – Must be a Women-founded food or beverage business. In addition to receiving $40,000, the winner will gain direct access to expert mentorship from Spearhead Global’s award-winning team.
    The Capital + Catalyst Grant reflects a shared mission between Spearhead Global and the Enthuse Foundation to fuel innovation and elevate women entrepreneurs in an industry where capital, packaging expertise, and access to mentorship are critical to success. Funding up to $40,000. Apply by 7/28/2025    		up to $40,000https://www.enthusefoundation.org/capitalandcatalyst
    FedEx E-Commerce Learning LabMust own at least 51% of a U.S.-based small business – Business must have been operating for at least 6 months – You must sell a packaged, shelf-stable product that is legal and not part of prohibited industries.  Funding up to $5,000. Apply by 7/3/2025up to $5,000https://aofund.org/program/fedex
    First Interstate BancSystem Foundation grantsFirst Interstate Bank and the First Interstate BancSystem Foundation provide support in communities served by First Interstate Bank in Arizona, Colorado, Idaho, Iowa, Kansas, Minnesota, Missouri, Montana, North Dakota, Nebraska, Oregon, South Dakota, Washington, and Wyoming.
    Must be a nonprofit to apply. The majority of the Foundation’s grants are focused on alleviating poverty by assisting low- and moderate-income individuals and communities. Funding minimum of $2500    		 min. of $2500https://www.firstinterstatebank.com/company/commitment/grants.php
    Foot Locker Foundation Community Empowerment ProgramThe Foot Locker Foundation Community Empowerment Program offers two types of grants. The first type includes grants to support current youth programming. These can also create new programming or extend existing programming.
    These grants will range from $25,000 to $75,000 over one year – and Grants to support capital improvement projects that enhance the impact of youth programming. These grants will range from $25,000 to $100,000 over one year.
    This funding opportunity is open to 501c3 nonprofit organizations that operate in low-to-moderate income communities within the following 14 cities: Atlanta, GA; Baltimore, MD; Chicago, IL; Dallas, TX; Detroit, MI; Houston, TX; Los Angeles, CA; New York City, NY; Newark, NJ; Oakland, CA; Philadelphia, PA; San Francisco, CA; Tampa, FL; and Washington, DC.    		$25,000 to $100,000 over one yearhttps://www.lisc.org/our-initiatives/sports-recreation/foot-locker-foundation-community-empowerment-program/
    Home Depot Foundation’s Veteran Housing Grants programThe Home Depot Foundation’s Veteran Housing Grants program awards grants to nonprofit organizations for the new construction or rehabilitation of multifamily, permanent supportive housing for veterans throughout the United States, including Puerto Rico. The grants fund physical construction costs, and must comprise less than 50% of the total development cost of the project. While rural areas will be considered, priority will be given to large cities with populations of over 300,000 people. Specifically, there is a focus on projects in the following cities: Los Angeles and San Diego, CA; Denver, CO; Atlanta, GA; Tampa, FL; Chicago, IL; Detroit, MI; New York, NY; Houston, TX; and Seattle, WAup to $500,000 https://corporate.homedepot.com/page/veteran-housing-grants
    KFC Foundation’s Kentucky Wishes GrantThe KFC Foundation’s Kentucky Wishes program provides grants to support capacity-building projects that expand access to food and shelter in local communities. Examples of eligible projects include remodeling food pantries, creating community gardens, upgrading animal shelters, and repairing or renovating buildings. Eligible applicants must be local nonprofit organizations, or local chapters/affiliates of larger nonprofits, that directly serve their communities.up to $10,000https://kfcfoundation.org/wishes/
    Military Entrepreneur ChallengeThe Military Entrepreneur Challenge is a nationwide grant program that gives veteran, military spouse, and Gold Star Family entrepreneurs the opportunity to network, learn, and compete for capital to grow their small businessN/Ahttps://secondservicefoundation.org/mec/
    Service2CEO programService2CEO Is an entrepreneurship program for military-connected entrepreneurs.
    The program provides resources, networks of people committed to your success, and an actionable curriculum that accelerates your business to the next stage of development.    		N/Ahttps://www.therosienetwork.org/service2ceo-program
    Small Certified Supplier Innovative Finance ProgramTargeted to small certified suppliers in California, Georgia, Kansas, Illinois, Michigan, Minnesota, New York, North Carolina, Ohio, Tennessee, Texas and Washington, the Small Certified Supplier Innovative Finance Program is designed to engage diverse suppliers in educational funding readiness training and funder matching to support capacity building. Funding for $5,000 $5,000https://foundersfirstcapitalpartners.com/small-certified-supplier-innovative-finance-program/
    Warrior Rising GrantWarrior Rising strives to accept and assist veterans at any point in the process of starting their own business, whether it is only a concept or if they have actual operations$20,000https://www.warriorrising.org/apply/

  • Empower Your Business: Free Women’s Entrepreneurship Program

    A few years ago, I worked for a local nonprofit. I advised high school students to pursue amazing things to prepare for college. I also helped them pursue a career or trade. While I enjoyed the work, I wanted more for myself. With my skills in program management and development, I thought about starting my own business. However, I needed more foundational knowledge for the entrepreneurial journey. A colleague recommended I register for the Bank of America Institute for Women’s Entrepreneurship at Cornell.

    My experience was overall amazing. I virtually met and learned with a cohort of women from all walks of life. My favorite class in the program was the Product Development and Digital Marketing course. I enjoyed the topics on branding. I learned ways to use my strengths as a woman for my business’ marketing. The registration process was easy. The online modules were full of information with videos. There were also discussion boards. They allowed us to discuss what was learned. We also explored how to apply the modular information to our real-world businesses. This program will require some time management between work, life, and family. That is, if family applies to you. However, the program is easy to work through.

    This program is offered online and for free through Cornell University, one of the top Ivy League colleges in America. The registration and enrollment process is very easy. The eligibility requirements are also straightforward, such as no high school/GED or college experience. This program targets women starting, running, or expanding a business. There’s no restriction on years of operation, but 0-5 years is best for this program. Overall, this twelve-week program offers six modular courses and is self-paced.

    Register for one of their upcoming online informative registration webinars. The first information session is tomorrow, March 11th.

    When you complete the program, you’ll gain access to a network of female entrepreneurs. You will also receive a monthly emailed business grant list. Additionally, you’ll receive a nice certificate of completion via email.

    Ladies, challenge and invest in yourselves this Spring Break!

  • $600k+ in Funding Opportunities for Black, LGBTQ+, Women-Owned Businesses This Week

    Source: Kat Gabrielle, Founder of The Well Work, a community-rooted organization committed to advancing Black women and Non-binary founders in business by providing access to funding, growth, and opportunities. 

    The Well Work x Justworks – Just Thrive Program: The program offers up to $6,000 to existing businesses. These businesses must have at least 50% ownership by marginalized founder(s) and 2 W-2 employees. Deadline is rolling. | https://lnkd.in/gCEybcgV

    Village Capital | US Women in Tech Accelerator: $25,000 in grant funding, 1:1 coaching, and accelerator program. It’s for full-time founders who identify as a woman, including cisgender, transgender, and non-binary individuals. Deadline: January 31, 2025 | https://lnkd.in/gM-UgJUt

    Rogue Women’s Fund: Actively looking for women-founded seed stage tech companies to invest $350k -500k operating within B2B SaaS, Enterprise, or select B2B2C models in various industries | ✉️ DM me for more info [ 📌 VC INVESTMENT, NON-GRANT]

    Lenovo | The Evolve Small Initiative: $25,000 in grant funding for historically marginalized, disabled, and woman-owned small businesses located in Atlanta, Chicago, Dallas, Houston, Los Angeles, Miami, San Diego, Toronto, Washington, DC, or Vancouver, Deadline: February 17, 2025 | https://lnkd.in/gNqka3Sg

    Athene | Black & Brown Business Summit Pitch Competition: $50,000 in grant funding. This competition is for small businesses. They must be 51% minority-owned. The deadline is January 31, 2025. | https://lnkd.in/gWuD3B35

    Hello Alice x DoorDash | Restaurant Disaster Relief Fund: $10,000 in grant funding for restaurants impacted by natural disasters, severe weather events, or major infrastructure failures, Deadline: Mar 03, 2025 | https://lnkd.in/ge43MN8e

    Start your 2025 on the right foot by investing time in your goals to achieve greatness!

  • Navient’s $120 Million Bombshell: How It Could Change Your Student Loan Forever!

    In a significant development for student loan borrowers, Navient is a major player. It is one of the largest student loan servicers in the United States. It has agreed to a $120 million settlement with the Consumer Financial Protection Bureau (CFPB). This settlement marks the end of a prolonged legal battle. The battle began in 2017, when the CFPB accused Navient of misleading borrowers and engaging in unfair practices.

    What Happened?

    The CFPB’s lawsuit against Navient alleged several serious violations:

    1. Misleading Borrowers: Navient was accused of providing borrowers with incorrect information, leading many to make suboptimal financial decisions. This included steering borrowers into costly forbearance plans instead of more affordable income-driven repayment plans.
    2. Improper Payment Processing: The company allegedly mishandled payments, causing borrowers to incur unnecessary interest charges and fees.
    3. Credit Reporting Issues: Navient was also accused of tarnishing the credit reports of disabled borrowers, including severely injured veterans.
    4. Inadequate Complaint Handling: The CFPB claimed that Navient failed to adequately address formal complaints lodged by borrowers.

    The Settlement

    Under the terms of the settlement, Navient will pay $120 million. Of this amount, $100 million is earmarked for direct compensation to impacted borrowers. The remaining $20 million will go to the CFPB’s civil penalty fund. Additionally, Navient has agreed to exit the federal student loan servicing business permanently.

    Impact on Borrowers

    The settlement has several implications for borrowers:

    1. Financial Relief: Borrowers who were misled or otherwise harmed by Navient’s practices will receive compensation. This financial relief can help alleviate some of the burdens caused by improper loan servicing.
    2. Improved Loan Servicing: Navient is exiting the federal student loan servicing market. As a result, borrowers can expect their loans to be managed by other servicers. This change aims to improve the overall quality of loan servicing. It also seeks to reduce the likelihood of similar issues occurring in the future.
    3. Increased Accountability: The settlement sends a strong message to other loan servicers about the importance of fair and transparent practices. It underscores the CFPB’s commitment to protecting borrowers and holding servicers accountable for their actions.

    Conclusion

    Navient’s $120 million settlement is a significant victory for student loan borrowers. It is also a crucial step towards ensuring fair treatment in the student loan industry. The financial compensation will provide immediate relief to many. Improved loan servicing practices and increased accountability will benefit countless borrowers in the years to come.

  • Empower Your Hair and Beauty Startup with the ‘Rooted in Growth’ Grant Program

    amika and My Innovation Studio have teamed up to launch the “Rooted in Growth” Grant Program. The program is designed to uplift and empower startups in the hair and beauty industry. It aims to foster equity and innovation.

    What You’ll Get:

    • ✅ $50,000 Grants: Four professional hair founders will each get a $50,000 grant to fuel their business growth.
    • ✅ 4-Month Mentorship: Gain invaluable insights from industry experts in finance, marketing, branding, and more.
    • ✅ Networking Opportunities: Connect with the amika team and key industry leaders in the hair and beauty sector.
    • ✅ Travel and Accommodations to Brooklyn, NY, for the program kickoff in October 2024. There will also be an industry tradeshow in February 2025.

    Eligibility Requirements:

    • ✅ Must be an early-stage entrepreneur in the hair and beauty industry with less than $2M in annual revenue.
    • ✅ Must have a prototype in the market, along with a clear vision and potential for growth.
    • ✅ Applicants must be legally residing in the United States.
    • ✅ Willingness to actively take part in the 4-month mentorship program and engage in networking opportunities.

    👉🏽 Apply Here: https://www.innovationstudio.org/amika

    ⏰ Deadline to Apply: Friday, August 16, 2024

  • GoSkills Business Scholarship: Empower Your Career in Business

    For high school and college students looking to make their mark in the business world, the GoSkills Business Scholarship offers an incredible opportunity to support their educational and entrepreneurial journey. This scholarship is specifically designed to empower students who have a passion for business and a want to develop their skills to make a positive impact.

    About the GoSkills Business Scholarship

    GoSkills is an online learning platform that provides high-quality courses on essential business skills like project management, Excel, finance, and more. Their scholarship reflects their commitment to helping students succeed in their educational and professional endeavors. The GoSkills Business Scholarship is open to both high school seniors and current college students in 2-year or 4-year institutions.

    Scholarship Details

    • Amount: $2,000
    • Deadline: September 15, 2024 (next deadline, recurring biannually)
    • Eligibility:
      • Must be a high school senior or now enrolled in college
      • Must be pursuing or planning to pursue a career in business
      • Must have a passion for learning and personal development
    • Application Process: Applicants need to send an essay of 500 words or less on the topic of how they will use their education to improve the lives of others.

    This scholarship is a fantastic opportunity for students who are not only academically inclined but also driven by the want to make a difference in their communities and the business world.

    Why Apply?

    The GoSkills Business Scholarship is more than just financial aid; it’s a chance to show your goals and how you can leverage your education to contribute to society. Winning this scholarship can also be a great addition to your resume, showcasing your commitment to business education and personal development.

    How to Apply

    Applying is straightforward. You can visit the GoSkills scholarship page to access the application form and send your essay. Remember to highlight your passion for business and your vision for the future in your submission.

    Tips for a Strong Application

    1. Be Authentic: Share your genuine aspirations and how they align with your educational goals.
    2. Focus on Impact: Clearly articulate how you plan to use your business skills to help others.
    3. Proofread: Make sure your essay is well-written and free of grammatical errors.

    The GoSkills Business Scholarship offers an excellent chance for business-minded students to gain financial support and recognition. If you’re eager to make a positive impact through your business career, this scholarship be the stepping stone you need. Apply before the deadline and take a step closer to achieving your educational and professional dreams!